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The Best Money Making Apps

  • Andrew C. by Andrew C.
  • 8 min read
  • Published on 25 Aug, 2022
  • Updated on 09 Dec, 2022
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For those of you who are looking to make money online, there are plenty of options for you. Plenty of people out there are using online websites and platforms such as Upwork to earn a living, or even using it as a secondary source of income.

These online sources have opened a much easier pathway for people who’re trying to make money online using apps and surveys. Money-making applications that are available online are one of the safest and easiest methods to earn money on the side while focusing on your main job. Money-making apps allow users to feasibly earn cashback in numerous ways to supplement their income.

These are the best apps for making some additional income, adding to your total budget. Those won't be your main source of income, but it's a nice way of adding a few bucks here and there.

Below are some of the best options out there for you to make money online:

Best apps for side hustle



Upwork is one of the platforms that uses gigs, which enables you to earn money. There is a streamlined method of communication for freelancers through which they can decide tiny bits of details for their projects.

There are about 1600 skills from which freelancers can make a profile about and can earn through making gigs on a particular project posted by a client. Upwork is filled with clients looking for digital marketing, online marketing, technological expertise, computer expertise, graphic designing and many more. So, if you think you’re a pro in any one of the niches, you can easily acquire clients.

However, they may not be as fast earning as other cashback apps. Upwork requires patience and once you’ve landed a client through proper gigs, you’re in for a treat!

The payment procedure of Upwork is held in escrow by Upwrok’s Payment Protection Program that ensures safety of the payment for the client and also for the freelancer, making it a scam-free platform. The payments can be received through different online sources such as PayPal, wire transfer or the easiest method of all; PayPal. However, you should know that Upwork charges a slight fee of 20% on your work, but it’s safe to assume that the earning is still pretty hefty.

There are two apps for Upwork, one for Freelancers, and one for Clients. If you are aiming to provide services through Upwork, do get the Upwork for Freelancers.

Links to Upwork for Freelancers: Web | Android | Apple


There are more than 200 categories of work available on the Fiverr freelancing marketplace, including programming, video, and animation. Originally started with $5 gigs, expanded into the multiverse of offers of different kinds, and at different price points.

Unlike Upwork, Fiverr allows clients to come to you rather the other way around. So, rather than browse for clients, you start with creating an offer as a Seller on the platform and let people message and create orders for them. Start by browsing Fiverr to look around for services related to the expertise that you have, to get a better picture if it might be a worthy endeavor.

A wise approach that I've seen working for Sellers on the platform is to create new gigs at lower price points, and hike up the price as you go and gain reviews and complete jobs. It's a balance of how attractive your offer is vs how much money you are asking for it. Fiverr almost forces a customer to leave feedback, after every job completed, so the number of reviews is rising pretty quickly.

A few of other things that you might want to consider when creating an offer are:

  • have a tier of services that you can add to the offer from basic. An example would be a number of revisions you would agree to go through, or additional sub-service, related to your offer.
  • have samples ready. Clients often ask for them, especially if the offer is new.

You'll get paid once you've completed the task, and very with optional tip. In case of problems or conflicts, Fiverr developed a robust process over the years which helps you as a Seller to get the money for the work completed. It's worth noting that Fiverr assigns seller tiers based on performance. As you move up each tier, you'll be able to sell more "extras," such a faster delivery time, which should add to the attractiveness of the offer and give you the ability to make more money.

Links to Fiverr: Web | Android | Apple

Best Apps for Cashback



Rakuten is one of the top money-making apps for cashback that offers deals for retailers and also has a referral bonus for the members. However, this is not like the money making apps. Over here, you might have to spend a little money, kind of like an investment, and let the app make you money.

Once you’ve registered with Rakuten, there are numerous cashback offers from plenty of retailers such as Best Buy, Kohl’s and Target. How do you get cashback? Simply click the retailer in the app, and it’ll directly take you to its website, where you can place an order. Upon online purchases, you will receive the cashback.

You can also avail cashback for in-store purchases by browsing through the offers in the app and linking your card with the purchase. The cashback rates depends upon the retailers. Some retailers may provide 40% cashback, whereas some may have as little as 5% cashback. The payment can be received through PayPal or a check after every three months. However, the minimum balance for your cashback should be $5, and unfortunately, cashback is awarded every 3 months.

Links to Rakuten: Web | Android | Apple



Ibotta is somewhat like Rakuten, but it has its own perks. Ibotta lets you get cashback from over 2000 supported retailers for online purchases and also in-store purchases. There are numerous categories you can browse through, such as groceries, clothing, eating out, pet supplies, electronics etc.

Usually, if you’re purchasing a product with a cashback offer, it is automatically applied. There are other ways as well through which you can earn cashback. First, you submit a receipt for the shopping trip, link the retailer or purchase a retailer gift card via Ibotta App. For online purchases, Ibotta provides its own browser through which you can place an order.

To receive cashback, it's the same as that of Rakuten. You can use PayPal for receiving cash back. However, for in-store purchases, the cashback is rather fast. For every purchase you get points and these points can be either redeemed in cashback or can be used for online purchases. However, to redeem your cashback, you must have $20 in cashback.

There are several benefits for new users and also for the members if a user signs up using their referral.

Links to Ibotta: Web | Android | Apple

Best Survey Apps

Surveys are also one of the quickest yet easiest methods to earn money online. Although they may seem irritating for a random browsing individual, for a person getting money from it, it is rather simple and fun.

Here are some of the most famous survey apps though which you can make money:

Survey Junkie

Survey Junkie

Survey Junkie partners with market research companies and allows users to earn a small dime by completing surveys. Once you complete the survey, you get points for it, which can be redeemed for gift cards or through payments via PayPal. Survey Junkie has made its way to become one of the best survey apps online through which you can make money.

The sign-up process is simple. You can make your profile by answering a few questions so that Survey Junkie can suggest you the surveys based upon your interests. So, this means that not only do you get points for completing surveys, but they can also be interesting for you so you don’t get all bored while doing it.

Usually, the point-to-cash ratio is as follows; for 100 points, you get $1. This amount can be redeemed in the form of gift cards or cash using PayPal, however, for getting the money you need at least $5 or 500 points. The average time on a survey is about 10-15 minutes, but once you get the hang of it, you can do it even quicker.

There are plenty of surveys you can browse from, once you select the survey, upon completion you get points. Do take a little bit of time to answer honestly. Survey Junkie has mechanisms in place to detect if you are answering erratically, or randomly, and you will not receive points for completing

Links to Survey Junkie: Web | Android | Apple



Swagbucks is a simple method for anybody with a smartphone to earn additional money by performing odd chores or by earning incentives, even if it won't pay as much as other side jobs. As a result, it holds the top spot for odd jobs.

This program generates income by partnering with marketing firms to pay users back. Swagbucks may be earned by engaging in activities like online shopping, watching movies, doing surveys, participating in games, and utilizing search engines. Number of SB (points in SwagBucks) depends on activities in which you are participating, plus activities alone can vary in SB points. Starting is easy and doesn't need any payment information. Users may keep track of their revenue sources by using the daily checklist tool.

Though most tasks are simple, not all of them provide the same amount of SB. In terms of completing surveys, users often receive between 40 and 200 SB for completing, which can last between five and 60 minutes. That said, it is important to consider those two factors in, when deciding to answer the survey. It's a balance between SB amount you are receiving and time to complete the survey.

SB points earned can be redeemed for gift cards or extra money via PayPal.

Links to Rakuten: Web | Android | Apple

To Sum it Up

There are numerous methods you can use to earn money online. The more strings of income a person has, the more they can enjoy spending. All these tasks do not require you to sit on a laptop for a long period of time, they can be done as a side hustle where you don’t need to brainstorm that much.

There may be other apps like the ones mentioned above that proclaim greater cashback, however, these apps are trusted and have been in the market for a significant period of time, and have mobile application available, so you can do some of those things "on the go", or when you don't have a laptop currently at hand.

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